Planning Your Ideal Retirement
Our financial planning process is a thorough, yet uncomplicated way for you to take the first step toward reaching your financial goals. Throughout our process, we can help develop customized financial strategies that can turn your goals into reality. When it comes to retirement, we seek to answer the following five questions:
• What do you visualize yourself doing on your journey through your golden years?
• How are you going to position your life savings to provide funding for your vision?
• How can we position those assets in a way that provides you with confidence and peace of mind?
• What are you going to do when and if the unexpected happens?
• What will happen to your assets when it’s time for you to pass on?
To answer these questions, we first identify the values and beliefs most important to you and your family. Then, we establish a clear set of short & long-term financial goals based on your values & beliefs. Finally, together with your tax, legal and other professional advisors, we compare financial alternatives and develop recommendations that work towards achieving your financial goals.
Estate Planning
Creating a legacy is often on top of most retirees’ minds. Estate planning is the art of making sure your loved ones still talk to each other after you pass on. Make sure you take the time to build this important element into your comprehensive Retirement Plan.
By definition, estate planning is a process designed to help you manage and preserve your assets while you are alive, and to conserve and control their distribution after your death according to your goals and objectives. But your age, health, wealth, lifestyle, life stage, goals, and many other factors determine your particular estate planning needs. For example, you may have a small estate and may be concerned only that certain people receive particular things. A simple will is likely all you’ll need. Alternatively, you may have a large estate and minimizing any potential estate tax impact is your foremost goal. Here, you’ll need to use more sophisticated techniques in your estate plan, such as a trust.
We partner with Integrated Trust Systems to make the most of your estate plan and craft the legacy you want to leave. You can read about ITS by clicking here.
Insurance
Some retirees underestimate the impact a big market loss may have on the future of their income. Luckily, insurance can be used to protect more than just your physical assets. Our firm specializes in helping individuals safeguard their retirement nest eggs by offering a variety of insurance products and financial planning strategies.
Our Insurance Services include the following:
• Health Insurance
• Indexed Universal Life Insurance
• Life Insurance
• Living Benefits Insurance
• Long-Term Care Insurance
• Medicaid Crisis Planning
• Medical Travel Insurance, Single & Group
• Medicare Insurance & Supplemental Insurance
Medicare
Medicare is the federal health insurance program for people who are 65 or older, or those under 65 who may qualify because of a disability or another special situation. Medicare helps millions of American seniors and disabled individuals cover some of their health care costs.
Some of our Medicare Services include:
• Medicare Insurance
• Medicare Supplemental Insurance
• Medicaid Crisis Planning
Need to learn more?
Please feel free to reach out to us using the following form with any questions you may have. We’ll get back to you as soon as possible.
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